Change is the only constant in life. You’ve probably heard the saying that success comes when opportunity meets preparedness.

I’m Sara Bronson, founder of Amani Financial, and in the past couple of videos we've focused on why now is the time to take control of your finances. Today I want to talk about the importance of being prepared for financial crises. Over the years, we’ve seen how unpredictable life can be. From the mortgage crisis in 2008 to the economic impacts of the pandemic to the recent bank closures.

I don't know of anyone who hasn't experienced some sort of personal financial challenge. It is these events remind us how important it is to be financially prepared and resilient.

With the right preparation, you can not only face financial challenges with confidence—you can survive and even thrive through them.

So, how can we prepare? The first step is Consistently, yes consistently knowing your numbers. Understanding where you stand financially—your income, expenses, assets, and liabilities—gives you a solid foundation to make informed decisions daily including preparing for the unexpected.

But its not just about the numbers. It is important to have a plan and a healthy money mindset that keeps you on track.

Do you have an emergency fund? Are you managing both your debts and your assets effectively?

Do you have a financial plan that includes both living your life and saving for unexpected events? You need to have a plan that builds a safety net, giving you peace of mind so you can sleep better at night.

Financial crises are inevitable, but they don’t have to derail your life. When you’re prepared, you can navigate these challenges with confidence. You can make informed decisions instead of reacting out of fear. And perhaps most importantly, you can seize opportunities that others might miss, because you were ready!

Remember, preparation isn’t just about protecting yourself; it’s about positioning yourself for future success. Every crisis, as daunting as it might seem, also brings opportunities—for growth, for investment, for strengthening your financial future.

I hope you'll join me at our Business Wealth Blueprint webinar, I’ll guide you through the tools and habits you need to build your financial resilience, so you’re not just surviving during a crisis but thriving everyday. I hope you’ll join me as we explore how to turn uncertainty into opportunity.

Amani Financial is here to support you, every step of the way. Your future is bright—let’s make sure it’s financially abundant —and your money works as hard as you do!